About Richard Smith

Richard Smith is a Residential Mortgage Loan Originator, NMLS #220593 Phone: (281) 712-6410 2717 Commercial Center Blvd, Ste E 200 Katy, Texas 77494 Powered by SMP Mortgage, Inc. NMLS #130562 Phone: (734) 259-0880 1200 S. Sheldon Rd. Plymouth, MI 48170. Equal Housing Lender www.nmlsconsumeraccess.org bit.ly/txrecoveryfund "Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend."

My customer service philosophy is pretty simple — Provide superior customer service in all aspects of what I do and help you by presenting you with education and tools to allow your home-buying experience to be as pain free and cost saving as possible.

I am a big fan of great customer service. Most people say I tip too much at a restaurant. But I appreciate great service, and it seems lately that great service is hard to come by. I will go out of my way to shop at places that provide great service. Why? Because there’s too much in life to worry about without having to deal with lousy service.

I understand that buying or selling a home is one of the most stressful things you’ll go through in life. I understand that no matter how many times you’ve bought or sold real estate that every time is different. I understand the obstacles that can pop up in real estate transactions–and understand how to prevent those obstacles from occurring and how to deal with them when they do raise their ugly heads.

I also understand that you have about half a million banks you can pick from. Most are very good at what they do. I know that if you chose me to help you that you will walk away delighted with the service you receive and, the money you save. The testimonials, repeat business and referrals to friends and family we receive from our clients prove that.

Contrary to popular belief, I don’t finance houses. I am in a service industry and my job is to provide you with superior service. Period. I despise being “hard sold” and harassed, so I certainly won’t do that to you. If you come to my web site or call and request some help, I help you. I don’t then harass you for your business. I am  successful at what I do and I don’t need to hound you for business. When you are ready to buy real estate, I am here for you. If all you want to do is look around, if all you need is an answer to a question, then by all means, look around, ask questions!

If you want to work with a mortgage professional that will listen to your needs, wants and desires and if you want to work with someone that understands the market and the trials and tribulations of real estate transactions then I would love to have the opportunity to help you.

I'm a proud Lender Affiliate of the Homes for Heroes Program which provides extraordinary savings to local heroes who provide extraordinary services to our community every day.

I'm also a proud member of the National Association of Hispanic Real Estate Professionals.


Warmest Regards,

Richard Smith